Rent versus buy framework
Compare flexibility, cash-flow risk, tenure and costs with scenarios—not predicted appreciation.
Run several scenarios
Vary tenure, rates, maintenance, rent changes and sale costs. A single break-even output is not a decision rule.
Non-financial fit
Consider mobility, renovation freedom, disaster exposure and responsibility for repairs.
This is not an individual qualification or approval result, or tax, legal or investment advice. Verify current terms with authorities and lenders.