Mortgages without permanent residence
Some products publicly accept applicants without permanent residence, but residence status, guarantor and other conditions vary and approval is never assured.
What to verify
Check stated residence status, time in Japan, income/employment, Japanese-language process, guarantor and property rules directly with each lender.
Prepare, do not self-qualify
Published eligibility is not approval; lenders make individual underwriting decisions.
This is not an individual qualification or approval result, or tax, legal or investment advice. Verify current terms with authorities and lenders.